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Challenge builder updates

We have rebuilt how challenges are presented at checkout. Alongside it, on 27 August 2026, we brought several rules into line so they work the same way on every model. The minimum payout is lower, the Consistency Score requirement is higher, and the payout cap is now identical on every account type.

These apply to newly purchased accounts. Accounts already trading keep the rules they started with.

Minimum payout

Before

Now

Classic

3%

1%

Endurance

2%

1%

Pay with Profits, Endurance

2%

1%

You can request a payout as soon as you are 1% up, on any mode. Consistency was already 1%.

Payout caps

Every account type now uses the same cap. It starts at 3% and rises by 1% with each payout, to a maximum of 6%.

Before

Now

First payout cap

6%

3%

Increase per payout

2%

1%

Maximum cap

12%

6%

This applied to Classic, Consistency and Endurance. Instant Accounts and One Step Light were already on 3% to 6%, so nothing changed for them.

Consistency Score

The two-stage Consistency challenge now matches the one-stage requirement.

Before

Now

Consistency Score, two-stage

35% or less

40% or less

Every Consistency Mode account is now 40% or less, on the challenge and on the Simulated Funded Account. This includes Pay with Profits Consistency.

New Add-Ons

On Demand Payouts removes the payout interval entirely. Every payout can be requested as soon as you qualify, not just your first.

Extended Time Limit (Infinity) removes the time limit on your challenge stages. Once funded, every account still lasts a maximum of 360 days.

Both are bought at checkout. Full rules are in How Payouts Work, Payout Caps, Consistency Mode and the Extended Time Limit Add-On.